Submit a request for a call back or email to get more details on how we can help you with your situation.
Get Started - Book a consultation
Personal tax is not just about filing a return—it is about ensuring accuracy, capturing every eligible deduction and credit, and structuring your finances in a way that minimizes tax while remaining fully compliant with the CRA.
For individuals in London, Ontario and across Canada, a properly prepared tax return can significantly impact your refund, your future tax position, and your risk of CRA review.
If you are looking for a personal tax accountant in London, Ontario, it is important to work with a firm that understands both the technical rules and the practical strategies that apply to your situation.
At Osman Accounting, we work with individuals across Canada to ensure their personal tax filings are complete, optimized, and aligned with CRA requirements.
Personal tax in Canada is based on your total income from all sources, including employment, self-employment, investments, and rental income. Your final tax outcome depends on how well your income is reported and how effectively deductions and credits are applied.
The CRA does not only assess whether you filed a return—it evaluates whether your return is reasonable and consistent with the information it has on file. This includes matching your reported income with T-slips, investment reporting, and prior-year filings.
A well-prepared return ensures that:
Maximizing a tax refund is not about aggressive claims—it is about identifying and applying all legitimate opportunities available under the Income Tax Act.
We take a structured approach to ensure nothing is missed.
For employees working from home or incurring employment-related expenses, we ensure that eligible deductions are properly claimed and supported, including home office expenses where applicable.
RRSP contributions remain one of the most effective ways to reduce taxable income. We help determine the optimal contribution level based on your income and long-term planning goals.
For eligible home buyers, the FHSA provides a powerful combination of tax deduction and tax-free withdrawal. Proper use of this account can significantly improve your tax position.
We review eligible medical expenses carefully, ensuring they are claimed in the most advantageous way, including selecting the optimal 12-month period.
Students and recent graduates often miss opportunities to claim or carry forward tuition credits. We ensure these are properly applied or preserved.
Where applicable, income splitting strategies and pension income splitting can reduce overall household tax, particularly for families and retirees.
For individuals who relocate for work or school, eligible moving expenses can provide meaningful tax relief when properly claimed.
We provide personal tax services to a wide range of clients in London, Ontario and across Canada, including:
Each client’s situation is different, and our approach is tailored accordingly.
For business owners, personal tax cannot be separated from corporate tax.
Your overall tax position depends on how income is extracted from your corporation through:
Improper structuring can lead to higher overall tax or CRA issues. Proper planning ensures that both corporate and personal taxes are aligned for maximum efficiency.
We follow a clear and structured process to ensure accuracy and efficiency:
This process ensures that your return is not only filed, but properly supported.
The CRA regularly conducts reviews to verify deductions, credits, and reported income. Many reviews are triggered by inconsistencies or unusual claims.
We ensure your return is:
If the CRA does initiate a review or audit, we provide full support, including responding to requests and preparing documentation.
Choosing the right accountant is critical to your tax outcome.
With over 40 years of experience, Osman Accounting has built a strong reputation for delivering reliable, accurate, and strategic tax services. Our team is responsive, accessible, and available to support you throughout the year—not just during tax season.
Clients work with us because we focus on:
Personal tax planning goes far beyond a single return. There are many credits, deductions, and strategies that can significantly impact your refund depending on your situation.
We have created additional resources covering topics such as:
We encourage you to explore our personal tax blog for more detailed articles on specific credits, deductions, and strategies that may apply to you.
Personal tax should not be treated as a simple filing exercise. A properly prepared return ensures that you are paying the correct amount of tax, claiming all eligible benefits, and minimizing your exposure to CRA issues.
Taking a structured and informed approach allows you to maximize your refund while maintaining full compliance.
If you are looking for a personal tax accountant in London, Ontario or anywhere in Canada, Osman Accounting provides comprehensive support tailored to your needs.
Our goal is to ensure your return is accurate, optimized, and aligned with your overall financial strategy.
April 27, 2026
.webp)
